Fort Mitchell, Alabama, Columbus and Midland real estate and homes for sale in Georgia - Alda Culpepper, REALTOR® REALTOR® Logo - NUMBER1EXPERT NUMBER1EXPERT™ Logo
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About the Midland, Georgia Area 

Request my Free Columbus, Midland and Fort Mitchell Relocation Package. It's packed full of useful and important information about the Columbus and Midland Georgia, Ft Mitchell, Alabama area. Don't move here without it! Remember: I'll send it to you for free and without obligation. Just fill out the form and I will send it right out... 

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School Reports in Fort Mitchell, Alabama, Columbus and Midland, Georgia
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Real Estate Tips
Financing Your Home >Qualifying Guidelines

It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?

The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.

While loan rejections are disappointing, they can be resolved.

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Real Estate Trivia
Q 
Where is the world's oldest pyramid?

A 
The oldest pyramid is the Third Pyramid of Mycerinus is at El Gizeh, Egypt; it has the largest single block weighing 320 tons.
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Alda Culpepper, REALTOR®, real estate agent and broker for Fort Mitchell, Alabama, Columbus and Midland, Georgia home listings, property and land for sale - NUMBER1EXPERT

Alda Culpepper
Coldwell Banker KPDK

5670 Whitesville Rd.
Columbus, GA 31904
706-573-1904
Fax: 706-571-8875
aldaculpepper@NUMBER1EXPERT.com


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